1. The business mainly operates in the Czech Republic, with a core focus on providing person-to-person (P2P) online lending services, including consumer loans, car loans, home loans, and loan consolidation. 2. In Finance / Insurance, it is one of the main participants in the Czech online lending market, with competitors including Bankerat and Mintos. 3. The brand terms used on the official website are "Zonky" or "Lidé lidem".